e-Insurance simplified

An expected flood left Kumar and his family in a sticky situation. His house got inundated in the flood and with it he lost a lot of important documents like his insurance policies. The IRDAI shows a way out for people who do not want to be in a similar situation with the e-insurance policy.


Insurance Repository is a path breaking initiative of the insurance regulator in India, IRDAI, launched in 2013. CAMS as a leading service provider in the financial services industry has secured the Insurance Repository license to offer e-insurance account and services under the brand CAMSRep. An e-insurance account is a facility to help policy holders buy and keep insurance policies in electronic form, rather than as a paper document. Insurance Repositories, like Share Depositories or Mutual Fund Transfer Agencies, will hold electronic records of insurance policies issued to individuals and such policies are called “electronic policies” or “e Policies”.


An e-IA account is like a Demat account which holds your Insurance Policies instead of Shares. You can hold Life Insurance Policies as e policies and this will be soon be available for Motor and Health policies as well..

We at CAMSRep bring  a whole new, convenient, secure form of buying and managing your insurance policies. An e-insurance account has multiple benefits:

  • Safety and convenience: The electronic form ensures the safe custody and accessibility of policies when needed. The availability of all policies in electronic format makes it easy for the policy holder  to login and not just view the details of his policy but also pay premiums online
  • Single Point of Service: All e-insurance account or policy related service requests in r e-IA can be submitted at any of 270+ CAMSRep service points pan India. One does not have to travel to each of these insurance companies for each policy individually.
  • Single KYC & less paper work: Purchase of a new policy can be done without repeating the process of KYC verification all over again. Further changes to personal details can be done online through a single request making the entire process so convenient especially for customers with multiple policies in their account.

All of CAMSRep’s services are absolutely FREE of charge – policy holders don’t need to pay CAMSRep (or anyone else) any fee for services availed at CAMSRep!



CAMS (Computer Age Management Services) is India’s premier Mutual Fund Transfer Agency serving over 60% of assets of the industry across 15 Mutual Funds. Leveraging superior technology, CAMS brings several innovative services to Mutual Fund investors and distributors. Besides Mutual Funds, CAMS is a service partner to leading Insurance companies, Banks, NBFCs and Private Equity Funds.

CAMS has a variety of information available in its website and also share excellent inputs on Investments and Savings in our Facebook Page. Like us on



Published by

Sudarshan Ranganthan

Breaths Investments, Suggests Wealth Creation Ideas, Lives on Law Of Attraction

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