Insurance Policies in electronic mode

Paperwork is becoming passé. When it comes to vital financial records, dematerialisation or ‘Demat’ has become the order of the day – for ease of secure storage, access, renewal, retrieval and transfer. It is of great relevance and convenience when an Insurance Policy is dematerialised, for it is one of the most popular and trusted financial tools, widely perceived as a foolproof means that ensures savings and protection.

Insurance Repository: The Ultimate Backup plan


Insurance Repository is a facility to help policy holders buy and keep insurance policies in electronic form. Insurance Repositories, like Share Depositories, will hold electronic records of insurance policies issued to individuals and such policies are called electronic policies or ePolicies.

On getting the insurance policy dematerialised, managing policies via Insurance Repositories brings the benefits of safety , single view of all policies, single point of service, single KYC



CAMSRep is one of the leading Insurance Repositories in India licensed by Insurance Regulatory and Development Authority of India (IRDAI).  A public limited subsidiary of CAMS, the No.1 Registrar & Transfer Agent to the Indian Mutual Fund Industry, CAMSRep was conceived in perfect alignment with IRDAI’s vision in creating a new category of digitised Insurance Repositories.

CAMSRep, as an Insurance Repository opens unique eInsurance Accounts (eIA) for policy holders, who then can hold all their policies in electronic form, under a single account. CAMSRep acts as a single point of service for all ePolicies held by policyholders, rendering them the ease of availing service on demand – which eliminates the need to go to multiple agents or insurance companies for service requirements specific to every policy held.

CAMSRep also provides outsourcing services to multiple Insurance Companies . With a client base inclusive of some of the biggest and most reputed Insurance Companies, CAMSRep has delivered the twin benefit s of outsourcing viz. Specialization in Policy holder services and cost benefit.

As a neutral entity with no conflict of interest with Insurers or Brokers/ Agents, CAMSRep has no channel partners with conflicting businesses, ensuring a high degree of data confidentiality.

As a testimony of its world class service excellence and technology leadership, CAMSRep was conferred the prestigious Celent & Asia Insurance Technology Award at the 5Th Asia Insurance Technology Awards (2015), held in Jakarta, Indonesia.

A solid service delivery model with a foot print of more than 265 locations across India, has ensured that no CAMSRep Service Point is too far, ever. Being one of the first to envision and launch Insurance Repositories, at CAMSRep, we understand the Insurance Business like no other, backed up by our deep expertise and vast experience.  For more information on our services, visit us at

About CAMS:

CAMS Logo High Resolution

Computer Age Management Services (CAMS) is India’s premier Mutual Fund Transfer Agency serving over 60% of assets of the industry across 15 Mutual Funds. Leveraging superior technology, CAMS brings several innovative services to Mutual Fund investors and distributors. CAMS is also a service partner to leading insurance companies, banks, NBFC’s and alternate investment funds. To know more visit


Published by

Sudarshan Ranganthan

Breaths Investments, Suggests Wealth Creation Ideas, Lives on Law Of Attraction

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