The year that was 2016: CAMS perspective

2016 was a year that suffered no dearth of surprises. The year was marked by multiple instances of market unpredictability, what with Brexit, Fed rate hikes, surge in oil prices and strategic political events passing on in their stride. In the domestic premises, demonetization and GST did their parts to influence the proceedings of the Indian market.

MF

Robust investment activity in MF in India

Mutual funds investors in India, however, surprised observers with a significant upsurge in participation, even as the rest of the world was reeling from the effect of the many events ringing with political and economic significance.

Industry data confirms that inflow of investments as high as 580 billion had been recorded in the period between January and November 2016. This information has rendered 2016 as the third consecutive year that has registered positive growth in terms of mutual funds in India.

One aspect of investment discipline, as observed among investors in India during this period, was adherence to a long-term investment strategy and a well-planned asset allocation practice that could be deployed even during times of tumult in the market.

Systematic Investment Plan or SIP, where the investor builds a portfolio through specific sums invested at regular intervals that may be monthly, quarterly or annually, was one investment avenue a vast majority of Indian investors had taken to in 2016.

The year saw a remarkable increase in retail investor participation through SIPs. Implementation of presence-less and paperless eKYC procedure was another factor that catalyzed robust investment activity in the mutual fund sector.

Mutual Fund SIP

The CAMS perspective

An integral part of the Indian Finance sector and a trusted service partner to 8 out of the top 10 AMCs in India, CAMS had retained its position as the market leader with a substantial market share of 62%.

The following inferences are based on data provided by CAMS Data Bureau Services – covering 92% of Mutual Fund Industry –

It is encouraging to note that investments from smaller towns had significantly increased in 2016. Nearly 2.19 million new SIP registrations made in the last year have been traced to the B15 regions in the country; T15 regions accounted for 2.65 million new SIPs. It is notable that the average ticket size had also increased during the said period.

Why investors prefer SIP

In general, SIP requires a fixed amount to be invested periodically. Clearly, this is a convenience to investors who are beginners and those who prefer to invest in small pockets.

Alternatively, step-up SIPs, as hosted by most of the CAMS-serviced funds, allows for ‘stepping up’ the amount to be invested, at set intervals.

Now, investing in SIPs has become a lot more easier for first-time investors, thanks to the state-of-the-art digital investment services hosted by camsonline.com and myCAMS. Investors can now set up new SIPs, view SIP status(es) and cancel SIPs in a matter of few minutes. The icing on the cake here is that no physical request is required for registrations done via myCAMS. For more information on investing through myCAMS, click here .

About CAMS:

CAMS Logo High Resolution

Computer Age Management Services (CAMS) is India’s premier Mutual Fund Transfer Agency serving over 62% of assets of the industry across 16 Mutual Funds. Leveraging superior technology, CAMS brings several innovative services to Mutual Fund investors and distributors. CAMS is also a service partner to leading Insurance Companies, Banks, NBFCs and Alternate Investment Funds. To know more visit www.camsonline.com

 

 

 

 

 

Empowering investors, digitally.

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Recent events affirm that the country’s largely cash-dominated economy is gradually turning towards exploring the possibilities and benefits of adopting paperless, cashless transactional services in the BFSI domain. The last few weeks have seen a considerable spike in terms of cashless transactions across the country.

Farsighted investors have been quick to see that growing emphasis on Aadhaar based authentication, in combination with groundbreaking solutions from digital technologies and NPCI, is all set to effect a paradigm shift in the Indian Financial Services space.

As far as Mutual Funds are concerned, despite its double-digit CAGR over 20 years, the industry has grown to garner only about 7% of the Indian household savings and has tremendous potential for further growth. Low penetration levels of the Mutual Fund industry in the country can be attributed to the bottlenecks in terms of reach and easy access to investing in MFs.

Powering

CAMS, trusted IT-enabled service partner to the BFSI sector since 1988, have been pioneers in envisaging and launching several digitally empowered game-changing innovations was quick to leverage the ‘digital mega trend’, to bring ground-breaking transformation to the way the Mutual Fund industry operated. CAMS foresaw the underlying potential that digital transformation would usher in terms of inclusive growth and in channeling household savings to productive investment.

Consequently, CAMS launched a range of digital technologies to enable anytime, anywhere access to Mutual Funds, to transform investor experience with unique benefits of extraordinary convenience, customization and responsiveness. The Capital Markets Regulator (SEBI) and the Fund industry have recognized most of these digital solutions as transformational innovations to catalyze financial inclusion and industry growth.

Suite of Digital Solutions from the house of CAMS

myCAMS – the most downloaded MF mobile app in India, myCAMS brings a host of features that allows investors to open new folios, purchase, redeem, switch and stay updated on investments across CAMS serviced Mutual Funds. For more details, click here.

GoCORP – an unmatched offering for Institutional investors, GoCORP is a digital solution designed to empower institutional investors with the freedom to transact across multiple mutual funds serviced by CAMS through a single portal. For details and enquiries, click here.

Online, email based Investor Services from the house of CAMS

Camsonline, the web platform of CAMS, offers extensive Self-Management services and utilities. Typical services include tools reporting consolidated reports and statements, with the aid of which an investor can consolidate all of his/her holdings in all Funds serviced by CAMS in one single report – and have it sent via e-mail.

Some of the most recent, unique services that CAMS has to offer in terms of Consolidated Report include Consolidated Account StatementConsolidated Realised Gains StatementConsolidated Pay-In & Pay-Out StatementCommon Account Number (CAN) based Statement, Consolidated ActiveStatement, Consolidated Portfolio statement, Consolidated Transaction Details and Single Folio Account statement, as desired and chosen by the investor. For more information, click here.

 

PAN based Common One Time Mandate Services

Common One Time Mandate service hosted by CAMS is a one-time registration process that renders immense paperless convenience for investors who seek to invest in Mutual fund schemes. CAMS Common OTM brings home several advantages and service benefits to the investor, besides helping them circumvent multiple repetitions of cumbersome paper-based form-filling procedures.

More services from CAMS

Click here to know more about the plethora of services and solutions that CAMS has launched in service of Mutual Fund investors, distributors and Asset Management Companies.

About CAMS:CAMS Logo High Resolution

Computer Age Management Services (CAMS) is India’s premier Mutual Fund Transfer Agency serving over 62% of assets of the industry across 16 Mutual Funds. Leveraging superior technology, CAMS brings several innovative services to Mutual Fund investors and distributors. CAMS is also a service partner to leading Insurance Companies, Banks, NBFCs and Alternate Investment Funds. To know more visit www.camsonline.com

 

 

 

Discover the Power of Consolidation with CAMS suite of Mailback Services

Life has never been busier. More so for today’s smart investors who juggle the many roles they have chosen to play. There’s little wonder that Time has assumed the role of a great dictator, given the prevailing pace of life.

Computer Age Management Services (CAMS), pioneers in empowering the BFSI sector with technology-enabled services since 1988, understands the predicaments of today’s fast paced life and the many commitments that investors are tied up to. In an expression of appreciation for the investors’ time and need to track their investments, CAMS has leveraged upon the power of consolidation in delivering periodic, authentic reports that cover investments and all transactions as made across CAMS serviced funds.

In other words, CAMS delivers information in style to investors who choose to receive, all in a matter of few clicks!

Online, email based Investor Services from the house of CAMS

Camsonline, the web platform of CAMS, offers extensive Self-Management services and utilities. Typical services include tools reporting consolidated reports and statements, with the aid of which an investor can consolidate all of his/her holdings in all Funds serviced by CAMS in one single report – and have it sent via e-mail.

CAMS offers variations in terms of preparing and delivering the consolidated reports. Some of the most recent, unique services that CAMS has to offer in terms of Consolidated Report, are as follows –

Consolidated Account Statement – CAMS + CAMSRep (eIA) 

Designed to be a single printable statement that lists all investment transactions across CAMS-serviced Funds, this facility also covers e-Insurance Policies that the investor holds in CAMSRep.  See it to believe it!

Consolidated Account Statement – CAMS+Karvy+FTAMIL+SBFS+CAMSRep (eIA) 

A single Consolidated Account Statement across the investor’s entire holdings in CAMS, Karvy, FTAMIL and SBFS serviced Mutual Funds and ePolicies in CAMSRep is now achievable, provided the same email id had been registered against all the holdings.

Consolidated Realised Gains Statement 

Investors can now stay informed about their Investment Performance, Capital Gains and Income for the current and last Financial Years, consolidated across CAMS serviced funds. Interested? Go for it now!

Consolidated Pay-In & Pay-Out Statement

Viewing pay-in & pay-out details in folios as a consolidated summary is now a possibility, with this innovation from CAMS. The statement provides subscription pay-in details and redemption/dividend pay-out and status details. Try it now!

Common Account Number (CAN) based Statement – CAMS serviced Funds

CAMS introduces Consolidated Account Statement services based on MF Utility Common Account Number(CAN), to provide great convenience to investors by allowing them the benefit of a single reference number that could be mapped to the CAN user’s existing folios across CAMS serviced Funds. Try it now!

Other Mailback Services:

CAMS also offers to consolidate all financial information pertaining to the investor, across CAMS serviced Funds, that may be received as Consolidated ActiveStatement, Consolidated Portfolio statement, Consolidated Transaction Details and Single Folio Account statement, as desired and chosen by the investor. For more information, click here.

About CAMS:

CAMS Logo High Resolution

Computer Age Management Services (CAMS) is India’s premier Mutual Fund Transfer Agency serving over 62% of assets of the industry across 16 Mutual Funds. Leveraging superior technology, CAMS brings several innovative services to Mutual Fund investors and distributors. CAMS is also a service partner to leading Insurance Companies, Banks, NBFCs and Alternate Investment Funds. To know more visit www.camsonline.com